WHY SHOP RETAIL?
SHOP DIRECT! LOCAL OREGON BROKERS  
FREE LOAN ESTIMATE!
WE OFFER NO OBLIGATION LOAN ESTIMATES (LE)
NO CREDIT PULLED! WE VALUE YOUR WORD!
PURCHASES AND REFINANCES CLOSE WITHIN 15 to 21 DAYS 
LOCAL IN HOUSE PROCESSING ~ PARTNERED # 1 LENDER IN THE COUNTRY!
GET YOUR RATE LOCKED IN TODAY! - OREGON PROPERTIES ONLY! 
      HOT PRICING ON JUMBO LOANS

 CONVENTIONAL RATE AND TERM REFINANCE 
30 YR. Fixed 3.05% Apr 3.105%
15 YR Fixed 2.25% APR 2.346% 
**based off of 01.011.22 rate sheets
# 1 QUESTION - WHY IS THE APR HIGHER?
Answer: the APR is the amortization of the interest rate over the term of the loan
and If NO additional payments are made during the loan payback terms. The APR will be higher.
If you make an extra payment or extra $$ towards your loan balance anytime - the APR changes - it goes down!
During COVID-19:
Our priority is the health & safety of our clients, staff and their families. We are continually monitoring information regarding COVID-19 through the CDC (Center for Disease Control). Assisting clients by Appointment, Online and/or Telephone  
Affordable Terms Mortgage is OPEN EVERY DAY 9am to 9pm  Everyday 503.350.7675
REALISTIC TIME FOR REALISTIC BORROWERS!
ATM is local and provides trusted, reliable, Afforable Interest rates and transparent service.


Please Keep In Mind: 
*Closing costs vary from county to county in Oregon. 
* Lender Rebates off-set Closing Costs! Here's how: Multiply the lender rebate by your loan amount and equals the rebate the lender contributes to your closing costs! IT'S A WIN-WIN SITUATION!! 
WOW - YOURSELF WITH AN INCREDIABLE LOW INTEREST RATE.
IT'S YOUR RIGHT TO SHOP AND COMPARE! 

   Affordable Terms Mortgage takes great pride in sharing our knowledge with our clients.  First Time Home Buyers, Investors, Refinance, Second home purchase! ATM guides you step by step through the loan application process and helping YOU to reach your goals. Call today, over 20 years of experiance in loan originating. Let an ATM loan officer guide you step by step into your first new home purchase or refinance of your current home. 

  Thank you for taking the time to explore the official website of Affordable Terms Mortgage LLC. We are a full service LOCAL BROKER - Portland Metro, Family Owned since 2001  ATM specializes in Affordable Conventional, FHA, JUMBO, Home Possible, Home Ready, ARMS and VA Mortgage Loans in Oregon. Whether you are buying a home or refinancing PROPERTIES IN OREGON  AFFORDABLE TERMS MORTGAGE LLC. will help you realize your dream of home ownership and work hard to help you understand the home buying or refinancing process. Want to put more cash into your wallet? Do you dream about making home improvements?  Lowering your monthly mortgage debt or consolidating credit card debt? Affordable Terms Mortgage LLC.  will  guide you effortlessly to SAVING MONEY! The process is simple, quick and can be done from anywhere, home. office or your mobile phone.  ATM does not pull your credit report until you have completed the full online application and have spoken with a licensed loan originator from Affordable Terms Mortgage LLC. We value your word and this Saves you $$$.   

Affordable Terms Mortgage Values YOUR TIME!
We are committed to YOU, for your refinance or purchase by
providing Accurate and Transparent mortgage information.
The #1 Priority!

Disclosure: CREDIT IS NOT PULLED UNTIL A COMPLETE LOAN APPLICATION HAS BEEN RECIEVED, REVIEWED  WITH VERBAL OR WRITTEN PERMISSION OF APPLICANT. All loan applicants must meet and satisfy all underwriting conditional guidelines for Full Approval and PRIOR to funding.