WHY SHOP RETAIL WHEN YOU CAN SHOP BROKER DIRECT!!!

WE OFFER NO OBLIGATION LOAN ESTIMATES(LE) WITHOUT PULLING YOUR CREDIT
We value your word!
PURCHASES AND REFINANCES CLOSE WITHIN 18 TO 30 DAYS 
LOCAL IN HOUSE PROCESSING PARTNERED WITH ROCKET PRO TPO!
GET YOUR RATE LOCKED IN TODAY! - OREGON PROPERTIES ONLY! 

SNEAK PEEK!
30 Yr. fixed 2.50% Apr 2.653% with Lender Credit Towards Closing Costs!
 **02/18/2021 loan amount: $275K - 80% loan to value**
JUMBO LOANS ARE BACK! 2.875% Apr 2.997% **based off of 02/18/2021 rates
 RATE AND TERM REFINANCE 30 YR. 2.50% Apr 2.653% **based off of 02/18/2021 rates

 Appraisal Waived - Loan To Value Rate and Term Refinance!
*Only for Primary Occupied and Secondary Homes with a LTV(Loan To Value) BELOW 80%*
Cashout refinance Loan to value 60%


# 1 QUESTION - WHY IS THE APR HIGHER?

Answer: the APR is the amortization of the interest rate over the term of the loan.
If NO additional payments are made during the loan payback terms.
If you make an extra payment or extra $$ towards your loan balance - the APR changes - it goes down!

During COVID-19:
Our priority is the health & safety of our clients, staff and their families. We are continually monitoring information regarding COVID-19 through the CDC (Center for Disease Control) and the WHO (World Health Origanization). Assisting clients by Appointment, Online and/or Telephone  Affordable Terms Mortgage OPEN for business from 9am to 9pm  Everyday. 
REALISTIC TIME FOR REALISTIC BORROWERS!
ATM is local and provides trusted, reliable, Afforable Interest rates and exceptional service.

Please Keep In Mind: 
*Closing costs vary from county to county in Oregon. 
* Lender Rebates off-set Closing Costs! Here's how: Multiply the lender rebate by your loan amount and equals the rebate the lender contributes to your closing costs! IT'S A WIN-WIN SITUATION!! 
WOW - YOURSELF WITH AN INCREDIABLE LOW INTEREST RATE.
IT'S YOUR RIGHT TO SHOP AND COMPARE! 

   Affordable Terms Mortgage takes great pride in sharing our knowledge with our clients.  First Time Home Buyers, Investors, Refinance, Second home purchase! ATM guides you step by step through the loan application process and helping YOU to reach your goals. Call today, over 20 years of experiance in loan originating. Let ATM loan officer guide you step by step into your first new home purchase or refinance of your current home. 

  Thank you for taking the time to explore the official website of Affordable Terms Mortgage LLC. We are a full service LOCAL BROKER - Portland Metro Family Owned and partnered with ROCKET PRO TPO!  ATM specializes in Affordable Conventional, FHA, JUMBO, Home Possible, Home Ready, ARMS and VA Mortgage Loans in Oregon. Whether you are buying a home or refinancing ANYWHERE IN OREGON,  AFFORDABLE TERMS MORTGAGE will help you realize your dream of home ownership and work hard to help you understand the home buying or refinancing process. Want to put more cash into your wallet? Do you dream about making home improvements?  Lowering your monthly mortgage debt or consolidating credit card debt? Affordable Terms Mortgage LLC.  will  guide you effortlessly to SAVING MONEY! The process is simple, quick and can be done from anywhere, home. office or your mobile phone.  ATM does not pull your credit report until you have completed the full online application and have spoken with a licensed loan originator from Affordable Terms Mortgage LLC. We value your word and this Saves you $$$.   

Affordable Terms Mortgage Values YOUR TIME!
we are committed to meeting your needs by
providing accurate mortgage information. It is our #1 Priority!

Disclosure: CREDIT IS NOT PULLED UNTIL A COMPLETE LOAN APPLICATION HAS BEEN RECIEVED, REVIEWED  WITH VERBAL OR WRITTEN PERMISSION OF APPLICANT. All loan applicants must meet and satisfy all underwriting conditional guidelines for Full Approval and PRIOR to funding.