• 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

    Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

  • 			    REFINANCING is easy with our  licensed loan originators help.

    REFINANCING is easy with our  licensed loan originators help.

Program Rate / APR
30 YR Home Possible 2.69% / 2.813%
15 Year Fixed 1.875% / 2.026%
15 Year Fixed 1.99% / 2.132%
Cash-out REFI 30 YR 2.94% / 3.041%
PRIME RATE TERM 30 YR 2.5% / 2.598%
15 Year Fixed 2.125% / 2.264%
Get Started About These Rates

APPLY ONLINE
FROM THE COMFORT OF HOME!
LOAN ESTIMATES ARE FREE!
LOCAL * TRANSPARENCY * TRUSTED  & AFFORDABLE

OPEN Everyday!
15 yr. Fixed 1.99
%
 
Apr. 2.132%

CLOSING TIME LINES:
REFINANCE 14-21 
NO APPRAISAL
NEW HOME PURCHASE
18 TO 30 DAYS TO CLOSING!
Today's Pricing:
MARKET MOVED PRICING IMPROVED! - Rates updated  You cannot lock in a rate without your application being verified and registered with the lender.

SEE IF YOUR RATE AND TERM REFINANCE NEEDS AN APPRAISAL? 
IT'S NEW! 
IT'S GREAT!
IT'S PROPETY HUB
DO YOU KNOW THE VALUE OF YOUR PROPERTY??

WE OFFER INSTANT ESTIMATED VALUES THROUGH PROPERTY EVALUATION HUB! 




WHY PAY RENT? ASK  ABOUT THE 
3% Down - 1st Time Home Ready
Program With Certification

 QUICK Closings 21-30 days
LOCAL, TRUSTED AND AFFORDABLE 

15 YR Fixed 1.875 Apr: 2.026%
 280K loan amount - 80% LTV

30 YR FIXED PROMO UNTIL SEPTEMBER 30TH
REFI RATE AND TERM WITH NO APPRAISAL!
14 - 21 DAY CLOSE
ASK US HOW!

 CLICK THE ICON TO APPLY NOW. It only takes a few minutes on our
verisecure website.

PURCHASE
PRE-APPROVAL LETTERS
Availble EVERY DAY

Once you have completed the loan application, Call our online services at 503.305.7675 
Introduce yourself and we will review your application with you and get RIGHT ON IT to qualify and approve your request immediatley!

THANK YOU FIRST RESPONDERS - WE APPRECIATE YOU!
YES, IT IS TRUE! 15 YR. Fixed 1.875%
Apr 2.026% 09/22/2020 - loan amount: $275K - 80% loan to value
MOST ASKED QUESTION - WHY IS THE APR HIGHER?
Answer: the APR is the amortization of the interest rate over the term of the loan ONLY if no additional payments are made during the 15 year loan payback. If you make an extra payment or extra $$ towards your loan balance - your APR changes - it goes down!
GET YOUR RATE LOCKED IN TODAY!
OREGON PROPERTIES ONLY

79 PRIME - PROMO ends September 30th - ADVANTAGES:
ASK US ABOUT 30 YEAR FIXED RATE THAT SAVES YOU 79 BASIS POINTS WHEN YOU LOCK IN YOUR RATE!
INCREDIABLE LOW MORTGAGE INTEREST RATES!
NO Appraisal required for Loan To Value Rate and Term Refinance!

An Important Message From Our Broker: Haley Russell
AFFORDABLE TERMS MORTGAGE LCC
ON COVID-19
It is a priority at Affordable Terms Mortgage LLC. the health & safety of our clients, staff and their families. We are continually monitoring information regarding the COVID 19 through the CDC (Center for Disease Control) and the WHO (World Health Origanization). Affordable Terms Mortgage LLC. is OPEN for business.
By Appointment , Online or Telephone ONLY:
9am to 9pm Monday thru Friday 
9am to 9pm Saturday and Sunday. 
There is no disruption in our daily work tasks. We 
are local and will continue to provide trusted, reliable, Affordable Interest rates and exceptional service.

Our EASY and SIMPLE  APPLY ONLINE application on our virtual secure website
located on the right side of screen above the interest rate box
You do not need to come into the office.
If you do make application, please call the office and confirm. 
If you have any questions please call:
office: 503.305.7675
 or email: atmprocessor@outlook.com
Be Well, We are Stronger Together and Thank you for your patience.
In Gratitude,
Haley E. Russell / Broker 
NEWS: FEDS DROP AGAIN MORTGAGE INTEREST RATES! (09/21/2020)

IWOW - YOURSELF WITH AN INCREDIABLE LOW INTEREST RATE. 
SHOP AND COMPARE! 
Call with your FREE - NO OBLIGATION Loan Estimate!

21 TO 30 DAY CLOSINGS

Closing costs vary from county to county in Oregon.
Why shop Retail? Shop Broker Direct ~ Wholesale! 
Haley Russell will introduce you to the ATM team of
Federally licensed and experianced loan officers 
 503.305.7675
Available 24/7  
FYI: Lender Rebates off-set Closing Costs! Here's how:
Multiply the lender rebate by your loan amount
= equals the rebate the lender contributes to your closing costs!
IT'S A WIN-WIN SITUATION!! 
LOCAL * AFFORDABLE * TRUSTED

Affordable Terms Mortgage takes great pride in educating our clients.  First Time Home Buyers, Investors, Refinance, Second home purchases ! ATM guides you step by step through the loan application process and helping YOU to reach your goals. Call today, over 20 years of experiance in loan originating. Let ATM loan officer guide you step by step into your first new home purchase or refinance of your current home. 

Welcome to the official website of Affordable Terms Mortgage LLC. We are a full service LOCAL mortgage Broker partnered with the #1 Lender in the USA!  LOCAL, FAMILY OWNED, ORGINATING LOANS SINCE 2001. ATM specializes in Affordable Conventional, FHA, JUMBO, Home Possible, Home Ready, ARMS and VA Mortgage Loans in Oregon. Whether you are buying a home or refinancing ANYWHERE IN OREGON,  AFFORDABLE TERMS MORTGAGE will help you realize your dream of home ownership and work hard to help you understand the home buying or refinancing process. Want to put more cash into your wallet? Do you dream about making home improvements?  Lowering your monthly mortgage debt or consolidating credit card debt? Affordable Terms Mortgage LLC.   will help guide you to SAVING MONEY!   The process is simple, quick and can be done from anywhere, home. office or on your mobile phone.  ATM does not pull your credit report until you have completed the full online application and have spoken with a licensed loan originator from Affordable Terms Mortgage LLC. We value your word and this Saves you $$$. 
   We value your time and it is important that you have accurate information!

REALISTIC TIME FOR REALISTIC BORROWERS! 
9am to 9pm - EVERY DAY!
Purchase closings 18 to 30 days - Refinance 14-21 days! 
Open Every Day! YES - Even Saturday and Sunday!

LOCAL *  TRUSTED &  AFFORDABLE SINCE 2001

Affordable Terms Mortgage is committed to meeting your needs! 

           CONVENTIONAL | FHA | VA | JUMBO 

We offer a wide range of refinance options that are designed to best meet the needs of our borrowers. If you're looking for cash out, or to get a better interest rate and term, Affordable Terms Mortgage will assist you. We offer the following Loan Programs:

Conventional | JUMBO | FHA Streamline | USDA Streamline | FHA  | HELOC | Commercial 

What makes Affordable Terms Mortgage LLC unique? Appointments at your home, office or public setting. We also offer Fantastic niche programs for all types of properties. Programs For Non conforming, STATED, VA, FHA, Streamline, Self Employed, Bank Statements, Programs with 3 % Down Payment, Investment properties, Vacation Home, Duplex, TriPlex, Variable Arm Programs, Lender Paid Broker Fee, Cash-out Refinance, Rate and Terms on YOUR TERMS starting at 10years through 30 years! YOU DECIDE! 26 years - no problem, 13 years no problem. It's YOUR DECISION the Terms that fit your lifestyle!  

Contact Affordable Terms Mortgage LLC today to discuss your mortgage loan options, and find out which loan program will fit into  your dream of home ownership or debt consolidation! 

Disclosure: CREDIT IS NOT PULLED UNTIL A COMPLETED LOAN APPLICATION HAS BEEN RECIEVED AND REVIEWED AND WITH VERBAL OR WRITTEN PERMISSION OF THE APPLICANT. All loan applicants must meet and satisfy all underwriting conditional guidelines for full approval and PRIOR to funding. 

Testimonials

True Transperancy - Local and Quick Closings!
We had called our local banker we have been with for 25 years and WFHL gave us an offer: 2.875% - 30 year fixed and $8,800 in closing costs - I contacted Affordable Terms Mortgage LLC ( a friend referred) and was provided a quote and encouraged to shop around! Whoever says that!
I went back to my local bank and called back ATM right away. Affordable Terms Mortgage closing costs were $4,000 Cheaper! That's right - and the interest rate was .875 higher then my local bank, which could not even offer a 15 yr fixed at 1.99%. Instead of a 30 year fixed, the loan originator suggested a 15 yr fixed at 1.99%. My payment would be the same as I was currently paying and I'd cut the terms in haft! I've always been loyal to my bank yet this quote was to good to pass up! We signed the papers on Saturday - September 19th - closing costs $4,800.00 for a 15 year fixed at 1.99% and NO appraisal -
I AM A BELIEVER! We signed and closed in 16 days from start to finish. 
I trust Affordable Terms Mortgage LLC.


OL and SL  - Oregon City 09/19/2020

We completed a rate and term refinance in 15 days! No appraisal needed. Quick turn time! Even the Broker was Available to answer questions and the lowest interest rates in Oregon we have ever seen! Great Team, Great Hours and Excellent service! 
C. Swanson / Portland, Oregon ~ May 2020