• 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

    Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

  • 			    REFINANCING is easy with our  licensed loan originators help.

    REFINANCING is easy with our  licensed loan originators help.

Program Rate / APR
30 Year Fixed 2.69% / 2.782%
15 Year Fixed 1.99% / 2.198%
79 PROMO 30 YR FIXED 2.625% / 2.71%
79 PROMO 30 YR FIXED 2.69% / 2.744%
Get Started About These Rates

APPLY ONLINE FROM
THE COMFORT OF HOME!
LOAN ESTIMATES ARE FREE!
LOCAL * TRANSPARENCY * TRUSTED  & AFFORDABLE

OPEN Everyday!
FEDS LOWER MORTGAGE INTEREST RATES!
CLOSING TIME LINES:
REFINANCE 15-21
NEW HOME PURCHASE
18 TO 30 DAYS TO CLOSING!
Today's Pricing:
MARKET MOVED PRICING IMPROVED! - Rates updated  You cannot lock in a rate without your application being verified and registered with the lender.

SEE IF YOUR RATE AND TERM REFINANCE NEEDS AN APPRAISAL? 
IT'S NEW! 
IT'S GREAT!
IT'S PROPETY HUB
DO YOU KNOW THE VALUE OF YOUR PROPERTY??

WE OFFER INSTANT ESTIMATED VALUES THROUGH PROPERTY EVALUATION HUB! 




WHY PAY RENT? ASK  ABOUT THE 
3% Down - 1st Time Home Buyers!
Program With Certification

Closings 21-30 days
LOCAL, TRUSTED AND AFFORDABLE 

30 YR FIXED PROMO UNTIL AUGUST 31ST
REFI RATE AND TERM WITH NO APPRAISAL!
14 - 21 DAY CLOSE
ASK US HOW!

 CLICK THE ICON TO APPLY NOW. It only takes a few minutes on our
verisecure website.

PURCHASE
PRE-APPROVAL LETTERS
Availble EVERY DAY

Once you have completed the loan application, Call our online services at 503.305.7675 
Introduce yourself and we will review your application with you and get RIGHT ON IT to qualify and approve your request immediatley!

30 YR FIXED PROMO EXTENDED TO AUGUST 31ST!
GET YOUR RATE LOCKED IN TODAY!
OREGON PROPERTIES ONLY

ADVANTAGES:
 79 PRIME is a 30 year fixed rate and when locked in reduces the monthly mortgage payment by 79 basis points
YOU can build equity faster by putting a larger amount
of your payment toward the principal! 
ASK US ABOUT 30 YEAR FIXED RATE THAT SAVES YOU 79 BASIS POINTS INCREDIABLE LOW MORTGAGE INTEREST RATES!
GO PROMO 30 FOR YOUR MORTGAGE!

An Important Message From Our Broker: Haley Russell
AFFORDABLE TERMS MORTGAGE LCC
ON COVID-19
It is a priority at Affordable Terms Mortgage LLC. the health & safety of our clients, staff and their families. We are continually monitoring information regarding the COVID 19 through the CDC (Center for Disease Control) and the WHO (World Health Origanization). Affordable Terms Mortgage LLC. is OPEN for business.
By Appointment , Online or Telephone ONLY:
8am to 10pm Monday thru Friday 
10am to 8pm Saturday and Sunday. 
There is no disruption in our daily work tasks. We 
are local and will continue to provide trusted, reliable, Affordable Interest rates and exceptional service.

Our EASY and SIMPLE  APPLY ONLINE application on our virtual secure website
located on the right side of screen above the interest rate box
CLICLICK ON - APPLY NOW.

You do not need to come into the office.
If you do make application, please call the office and confirm. 
If you have any questions please call:
office: 503.305.7675
email: atmprocessor@outlook.com
Be Well, We are Stronger Together and Thank you for your patience.
In Gratitude,
Haley E. Russell / Broker 
NEWS: FEDS DRASTICALLY LOWER MORTGAGE INTEREST RATES! (08/01/2020)

IDON'T MISS OUT ON THESE HISTORICALLY LOW RATES!
Call with your FREE - NO OBLIGATION Loan Estimate!

21 TO 30 DAY CLOSINGS

Closing costs vary from county to county in Oregon.
Call our Broker Direct! 
Haley Russell will introduce you to her team of
  licensed and experianced loan officers 
 503.305.7675
Available 24/7  
FYI: Lender Rebates off-set Closing Costs! Multiply the lender rebate by your loan amount = equals the rebate the lender contributes to your closing costs!
IT'S A WIN-WIN SITUATION!! 
LOCAL * AFFORDABLE * TRUSTED

Affordable Terms Mortgage takes great pride in educating our clients. Weather you are a  First Time Home Buyer or refinancing, we guide you step by step the loan application process to reach your goals. Call today and let our licensed and 20 year experianced loan officer guide you step by step into your first new home purchase or refinance of your current home. 

Welcome to the official website of Affordable Terms Mortgage LLC. We are a full service LOCAL mortgage Broker partnered with the #1 Lender in the USA!  LOCAL, FAMILY OWNED, OPERATING SINCE 2001 IN  CLACKAMAS COUNTY. We specialize in Affordable Conventional Mortgage Loans in the Portland Metro Area and all surrounding counties in Oregon. Whether you are buying a home or refinancing ANYWHERE IN OREGON,  AFFORDABLE TERMS MORTGAGE will help you realize your dream of home ownership and work hard to help you to understanding  the home buying process. If you refinancing to put more cash into your wallet, making home improvements,  lowering your monthly mortgage debt or consolidating credit card debt, we will help you SAVE MONEY!   The process is simple and quick.   Credit is not pulled until you have completed the full online application and have spoken with a licensed loan originator from Affordable Terms Mortgage LLC.
   We value your time and it is important that you have accurate information!

Realistic time lines 
Purchase closings 21 to 30 days - Refinance 21-30 days! 
Open Every Day! YES - Even Saturday and Sunday!

Realistic Hours for Realistic People! 

LOCAL *  TRUSTED &  AFFORDABLE SINCE 2002

We are committed to meeting your needs! 

           CONVENTIONAL | FHA | VA | JUMBO 

We offer a wide range of refinance options that are designed to best meet the needs of our borrowers. If you're looking for cash out, or to get a better interest rate and term, Affordable Terms Mortgage will assist you. We offer the following Loan Programs:

Conventional | JUMBO | FHA Streamline | USDA Streamline | FHA  | HELOC | Commercial 

What makes Affordable Terms Mortgage LLC unique? Appointments at your home, office or public setting. We also offer Fantastic niche programs for all types of properties. Programs For Non conforming, STATED, VA, FHA, Streamline, Programs with 3 % Down Payment, Investment properties, Vacation Home, Duplex, TriPlex, Variable Arm Programs, Lender Paid Broker Fee, Cash-out Refinance, Rate and Term 10-15-20-25-27-30 YRS and Bank Statement Loans.

Contact Affordable Terms Mortgage LLC today to discuss your mortgage loan options, and find out which loan program will match your dream of home ownership or debt consolidation! 

disclosure: CREDIT IS NOT PULLED UNTIL A COMPLETED LOAN APPLICATION HAS BEEN RECIEVED AND REVIEWED AND WITH VERBAL OR WRITTEN PERMISSION OF THE APPLICANT. All loan applicants must meet and satisfy all underwriting conditional guidelines for full approval and PRIOR to funding. 

Testimonials

GOOD EXPERIANCE!
LOAN OFFICER, NICOLE DAVIS IS COMPLETLY ON TOP OF IT. ALWAYS COMMUNICATES WHAT'S GOING ON AND IS
ALWAYS REACHABLE DURING THE ENTIRE PROCESS, 
SHE IS A TRUE PROFESSIONAL! 
R. WILLARDSON - CLIENT 2012 AND  2018

We completed a rate and term refinance in 15 days! Did not even need an appraisal. Quick turn time! Always Available to answer questions and the lowest interest rates in Oregon we have ever seen! Great Team!
C. Swanson / Portland, Oregon ~ May 2020