WHY SHOP RETAIL WHEN YOU CAN SHOP BROKER DIRECT!
YES, IT IS TRUE! 30 Yr. fixed 2.375% Apr 2.438%
with Lender Credit Towards Closing Costs!
 01/13/2021 loan amount: $275K - 80% loan to value
MOST ASKED QUESTION - WHY IS THE APR HIGHER?
Answer: the APR is the amortization of the interest rate over the term of the loan ONLY if no additional payments are made during the 30 year loan payback. If you make an extra payment or extra $$ towards your loan balance - your APR changes - it goes down!
GET YOUR RATE LOCKED IN TODAY!
OREGON PROPERTIES ONLY
JUMBO LOANS ARE BACK! 2.99% Apr 3.204%
LOCK IN YOUR RATE!
RATE AND TERM REFINANCE 30 YR. 2.375% Apr 2.438%
NO Appraisal required for Loan To Value Rate and Term Refinance!
An Important Message From Our Broker: Haley Russell
AFFORDABLE TERMS MORTGAGE LLC.
ON COVID-19
It is a priority at Affordable Terms Mortgage LLC. the health & safety of our clients, staff and their families. We are continually monitoring information regarding the COVID 19 through the CDC (Center for Disease Control) and the WHO (World Health Origanization). Affordable Terms Mortgage LLC. is OPEN for business.
By Appointment , Online or Telephone ONLY:
9am to 9pm Monday thru Friday 
9am to 9pm Saturday and Sunday. 
There is no disruption in our daily work tasks. We are local and will continue to provide trusted, reliable, Affordable Interest rates and exceptional service.

Our EASY and SIMPLE  APPLY ONLINE application on our virtual secure website
located on the right side of screen above the interest rate box
You do not need to come into the office.
If you do make application, please call the office and confirm. 
Questions? 
office: 503.305.7675
 or email: atmprocessor@outlook.com
Be Well, We are Stronger Together and Thank you for your patience.
In Gratitude,
Haley E. Russell / Broker 
NEWS: FEDS DROP MORTGAGE INTEREST RATES! 10/07/2020

IWOW - YOURSELF WITH AN INCREDIABLE LOW INTEREST RATE. 
SHOP AND COMPARE! 
Call with your FREE - NO OBLIGATION Loan Estimate!
PURCHASE - 21 TO 30 DAY CLOSINGS
REFINANCE - 14 TO 18 DAY CLOSINGS

Closing costs vary from county to county in Oregon.
Why shop Retail? Shop Broker Direct ~ Wholesale! 
Haley Russell will introduce you to the ATM team of
Federally licensed and experianced loan officers 
 503.305.7675
Available 24/7  
FYI: Lender Rebates off-set Closing Costs! Here's how:
Multiply the lender rebate by your loan amount
= equals the rebate the lender contributes to your closing costs!
IT'S A WIN-WIN SITUATION!! 
LOCAL * AFFORDABLE * TRUSTED

Affordable Terms Mortgage takes great pride in educating our clients.  First Time Home Buyers, Investors, Refinance, Second home purchases ! ATM guides you step by step through the loan application process and helping YOU to reach your goals. Call today, over 20 years of experiance in loan originating. Let ATM loan officer guide you step by step into your first new home purchase or refinance of your current home. 

Welcome to the official website of Affordable Terms Mortgage LLC. We are a full service LOCAL mortgage Broker partnered with the #1 Lender in the USA!  LOCAL, FAMILY OWNED, ORIGINATING LOANS SINCE 2001. ATM specializes in Affordable Conventional, FHA, JUMBO, Home Possible, Home Ready, ARMS and VA Mortgage Loans in Oregon. Whether you are buying a home or refinancing ANYWHERE IN OREGON,  AFFORDABLE TERMS MORTGAGE will help you realize your dream of home ownership and work hard to help you understand the home buying or refinancing process. Want to put more cash into your wallet? Do you dream about making home improvements?  Lowering your monthly mortgage debt or consolidating credit card debt? Affordable Terms Mortgage LLC.   will help guide you to SAVING MONEY!   The process is simple, quick and can be done from anywhere, home. office or on your mobile phone.  ATM does not pull your credit report until you have completed the full online application and have spoken with a licensed loan originator from Affordable Terms Mortgage LLC. We value your word and this Saves you $$$. 
   We value your time and it is important that you have accurate information!

REALISTIC TIME FOR REALISTIC BORROWERS! 
9am to 9pm - EVERY DAY!
Purchase closings 18 to 30 days - Refinance 14-21 days! 
Open Every Day! YES - Even Saturday and Sunday!

LOCAL *  TRUSTED &  AFFORDABLE SINCE 2001

Affordable Terms Mortgage is committed to meeting your needs! 

We offer a wide range of refinance options that are designed to best meet the needs of our borrowers. If you're looking for cash out, or to get a better interest rate and term, Affordable Terms Mortgage will assist you. We offer the following Loan Programs:

What makes Affordable Terms Mortgage LLC unique? Virtual Appointments from your home during Covid19. We also offer Fantastic niche programs for all types of properties. Programs For Non conforming, STATED, VA, FHA, Streamline, Self Employed, Bank Statements, Programs with 3 % Down Payment, Investment properties, Vacation Home, Duplex, TriPlex, Variable Arm Programs, Lender Paid Broker Fee, Cash-out Refinance, Rate and Terms on YOUR TERMS - Our YOURgage Program starting at 10years through 30 years! YOU DECIDE The terms! 26 years - no problem, 13 years no problem. It's YOUR DECISION the Terms that fit your budget!   

Contact Affordable Terms Mortgage LLC today to discuss your mortgage loan options, and find out which loan program will fit into  your dream of home ownership or debt consolidation! 

Disclosure: CREDIT IS NOT PULLED UNTIL A COMPLETED LOAN APPLICATION HAS BEEN RECIEVED AND REVIEWED AND WITH VERBAL OR WRITTEN PERMISSION OF THE APPLICANT. All loan applicants must meet and satisfy all underwriting conditional guidelines for full approval and PRIOR to funding.