• No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

    Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

  • REFINANCING is easy with our  licensed loan originators help.

    REFINANCING is easy with our  licensed loan originators help.

Program Rate / APR
30 Year Fixed 4.69% / 4.72%
15 Year Fixed 3.99% / 4.12%
30 Year Fixed Jumbo 5.25% / 5.34%
30 Yr. Home Possible / Home Ready 3% Down 4.69% / 4.711%

Need Cash? 
Lower your Monthly Debt!
Home Evaluations
ARE ALL TIME HIGH!

Cash-out Refinance!
Quick 15 -20 Day Closing!
LOCAL * AFFORDABLE * TRANSPARENT*
PARTNERED  BROKER
WITH
Rocket Pro TPO!

CLOSING TIME LINES:
REFINANCE 15-20 Days 
NEW HOME PURCHASE
15-20 DAYS


NEED A PROPERTY EVALUATION IN MINUTES?
CALL: 503.305.7675
OPEN EVERYDAY!

9AM TO 9PM 
 BROKER DIRECT
LOCAL SINCE 2001

OREGON PROPERTIES

LICENSED, BONDED 
INSURED



OUR GUARANTEE!
Affordable Terms Mortgage LLC Guarantee's in Writing to beat any competitory by 1/8th of the rate or 10% in closing costs! 
Competitor's rate must be provided for review dated same date as quote. 


SHOP DIRECT
LOCAL OREGON BROKER 
FREE LOAN ESTIMATE!

WE OFFER NO OBLIGATION LOAN ESTIMATES (LE)
NO CREDIT PULLED! WE VALUE YOUR WORD!

PURCHASES AND REFINANCES CLOSE WITHIN 15 to 20 DAYS 
LOCAL IN HOUSE PROCESSING ~ PARTNERED #1 LENDER IN THE COUNTRY!

GET YOUR RATE LOCKED IN TODAY! - OREGON PROPERTIES ONLY! 
      HOT PRICING ON JUMBO LOANS
7/1 ARM AS Low As: 5.25% 

 CONVENTIONAL RATE AND TERM REFINANCE 
30 year Fixed Interest Rate
As Low As: 4.690%
**based off of 06.03.22 rate sheets

# 1 QUESTION - WHY IS THE APR HIGHER?
Answer: the APR is the amortization of the interest rate over the term of the loan
and If NO additional payments are made during the loan payback terms. The APR will be higher.
If you make an extra payment or extra $$ towards your loan balance anytime - the APR changes - it goes down!
During COVID-19:
Our priority is the health & safety of our clients, staff and their families. We are continually monitoring information regarding COVID-19 through the CDC (Center for Disease Control). Assisting clients by Appointment, Online and/or Telephone  
Affordable Terms Mortgage is OPEN EVERY DAY 9am to 9pm  Everyday 503.350.7675
REALISTIC TIME FOR REALISTIC BORROWERS!
ATM is local and provides trusted, reliable, Afforable Interest rates and transparent service.


Please Keep In Mind
*Closing costs vary from county to county in Oregon. 
* Lender Rebates off-set Closing Costs! Here's how: Multiply the lender rebate by your loan amount and equals the rebate the lender contributes to your closing costs! IT'S A WIN-WIN SITUATION!! 
WOW - YOURSELF WITH AN INCREDIABLE LOW INTEREST RATE.
IT'S YOUR RIGHT TO SHOP AND COMPARE! 

   Affordable Terms Mortgage takes great pride in sharing our knowledge with our clients.  First Time Home Buyers, Investors, Refinance, Second home purchase! ATM guides you step by step through the loan application process and helping YOU to reach your goals. Call today, over 20 years of experiance in loan originating. Let an ATM loan officer guide you step by step into your first new home purchase or refinance of your current home. 

  Thank you for taking the time to explore the official website of Affordable Terms Mortgage LLC. We are a full service LOCAL BROKER - Portland Metro, Family Owned since 2001  ATM specializes in Affordable Conventional, FHA, JUMBO, Home Possible, Home Ready, ARMS and VA Mortgage Loans in Oregon. Whether you are buying a home or refinancing PROPERTIES IN OREGON  AFFORDABLE TERMS MORTGAGE LLC. will help you realize your dream of home ownership, consolidate your monthly debt to lower your overall monthly debt and work hard to help you understand the home buying or refinancing process. Want to put more cash into your wallet? Do you dream about making home improvements?  Lowering your monthly mortgage debt or consolidating credit card debt? Affordable Terms Mortgage LLC. will  guide you effortlessly to SAVING MONEY! The process is simple, quick and can be done from anywhere, home. office or your mobile phone from our verisecure website.  ATM does not pull your credit report until you have completed the full online application and have spoken with a licensed loan originator from Affordable Terms Mortgage LLC.
We value your word and this Saves you $$$. 
  

Affordable Terms Mortgage Values YOUR TIME!
We are committed to YOU, for your refinance or purchase by
providing Accurate and Transparent mortgage information.
The #1 Priority!

Disclosure: CREDIT IS NOT PULLED UNTIL A COMPLETE LOAN APPLICATION HAS BEEN RECIEVED, REVIEWED  WITH VERBAL OR WRITTEN PERMISSION OF APPLICANT. All loan applicants must meet and satisfy underwriting conditional guidelines for Full Approval and PRIOR to funding. 

Testimonials

We signed and closed in 15 days from start to finish Cashout refinance. 
I trust Affordable Terms Mortgage LLC.

T. Wach- Oregon City 09/15/2021

We completed a rate and term refinance in 15 days! No appraisal needed. Quick turn time! Even the Broker was Available to answer questions and the lowest interest rates in Oregon we have ever seen! Great Team, Great Hours and Excellent service! 

Meyers Family 10.09.2021