All loans are subject to credit approval and full underwriting conditions being satisfied. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value. Affordable Terms Mortgage LLC will meet or beat competitors by 1/8th of the rate or 10% in closing costs. Competitors quote MUST be dated same date, same rate and provided in writing.