• 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

    Let Affordable Terms Mortgage be the stepping stone to the home of your dreams.

  • 			    REFINANCING is easy with our  licensed loan originators help.

    REFINANCING is easy with our  licensed loan originators help.

Program Rate / APR
15 Year Fixed 3.125% / 3.138%
30 Year Fixed 3.625% / 3.764%
15 Year Fixed 2.875% / 3.131%
30 Year Fixed Jumbo 3.875% / 4.07%
30 Year Fixed 3.75% / 3.862%
15 Year Fixed 3% / 3.201%
7/1 JUMBO ARM 3.125% / 3.218%
30 Year Fixed 3.875% / 3.875%
Get Started About These Rates

OPEN 9 TO 9 DAILY
LOCAL BROKER
503.305.7675
 12 - 21 DAY CLOSINGS!
 iT'S TIME TO PURCHASE, REFINANCE, PURCHASE A 2ND HOME OR VACATION HOME! AFFORDABLE TERMS MORTGAGE IS PARTNERED WITH THE #1 LENDER IN THE COUNTRY! ACT NOW ~ DON'T MISS OUT ON THESE AWESOME LOW RATES!!
PUT YOUR HARD EARNED MONEY BACK INTO  YOUR POCKET!

LOCAL*LOCAL*LOCAL
 AFFORDABLE TERMS MORTGAGE LLC ONLY ORIGINATES MORTGAGE LOANS IN OREGON. We thrive on educating our clients! YOUR success  and satisfaction is our passion! Our Loan Officer is looking forward to meeting you! Anytime and Anywhere! 




DO YOU KNOW THE VALUE OF YOUR PROPERTY??
WE DO ~ INSTANT ESTIMATED VALUES THROUGH PROPERTY EVALUATION HUB! 

Once you know the estimated value of your property you can Calculate your own mortgage, interest rates for purchase, refinance, cash-out refinance, debt consolidation and many other mortgage needs! It's SIMPLE and self guided!
We are Partnered with the #1 Mortgage Lender in the USA!



3% Down - Home
Possible -1st Time Home Buyers!!
Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages. Purchase, Refinance, Cashout Refinance, 2nd Home, DEBT CONSOLIDATION,
Investment, Home Improvement and VA. Build your portfolio! Typically in the Winter months new Home purchases, 2nd homes or investment properties prices are down! Take advantage of this off season purchasing! WE CLOSE IN 14 to 21 DAYS. WE ARE LOCAL and Hands-on with every file. No sending to a processor, Processing is done in house, right here in PORTLAND!


OPEN DAILY 
9AM TO 9PM
503.305.7675
OREGON BROKER

Complete our online secure application here. It only takes a few minutes verisecure website.
PRE-APPROVAL LETTER IN MINUTES! NO PROBLEM!
Once you have completed the loan application, call the
office:503.305-7675
Introduce yourself and we will review your application  with you and get RIGHT ON IT to qualify and approve your request while you're on the phone! Now that's what I call SERVICE with a SMILE!!

JUNE 17, 2019 - 2:30PM 
RATE UPDATE! 
START YOUR APPLICATION TODAY!
DON'T MISS OUT ON THESE TWO YEAR HISTORICAL LOW INTEREST RATES!
REFINANCE TODAY! CONSOLIDATE HIGH INTEREST CREDIT CARDS!
SAVE THOUSANDS OF DOLLARS!
LOAN SCENARIO BASED ON $330k PURCHASE 20% DOWN PAYMENT
Call with your scenario for a FREE, NO OBLIGATION Loan Estimate!
 
  REFINANCE ~ CASH OUT REFINANCE ~  ~ PURCHASE 
INVESTMENT ~ SECOND HOME - 14 T0 21 DAY CLOSE!!

Closing costs vary from county to county in Oregon. Please call and speak to a licensed and experianced loan officer at:
503.305.7675 Available 24/7
 
FYI: Lender Rebates off-set Closing Costs!
Multiply the lender rebate by your loan amount = equals the rebate the lender contributes to your closing costs! IT'S A WIN-WIN SITUATION!! 
 INTEREST RATES ARE DOWN!
IT'S A GREAT TIME TO REFINANCE - MAKE HOME IMPROVMENTS, CONSOLIDATE DEBT, PURCHASE INVESTMENT PROPERTY.
THE CHOICE IS YOUR OPPORTUNITY TO ENHANCE YOUR INVESTMENTS! 

Affordable Terms Mortgage takes great pride to honestly educate the First Time Home Buyer on the process of purchasing a New Home without a charge or fee! Call today and let one of our licensed and experiance loan officers guide you step by step into your new home purchase.  

Welcome to the official website of Affordable Terms Mortgage LLC. We are a full service LOCAL mortgage Broker partnered with the #1 Lender in the USA!  based in Lake Oswego, Oregon. 21 years experiance. We specialize in Affordable Conventional Mortgage Loans in the Portland Metro Area and all surrounding counties in Oregon. Whether you are buying a home or refinancing ANYWHERE IN OREGON,  AFFORDABLE TERMS MORTGAGE will help you realize your dream of home ownership and work hard to help educate you through the process. If you refinancing to put more cash into your wallet, making home improvements,  lowering your monthly mortgage debt or consolidating credit card debt, we would love to help you SAVE MONEY!   The process is simple and quick.   Credit is not pulled until you have completed the full online application and have spoken with a licensed loan originator from Affordable Terms Mortgage LLC. and have reviewed your closing estimate and are 100% committed to following through. We value your time and it is important that you have accurate information!

Current time lines 
Purchase closings 12-21 days - Refinance 14-21 days! 
Open 9am to 9pm Every Day! YES - Even Saturday and Sunday!

Realistic Hours for Realistic People! 

A Convenient LOCAL Mortgage Broker! 

We are committed to meeting your needs! 

           CONVENTIONAL | FHA | VA | JUMBO 

We offer a wide range of refinance options that are designed to best meet the needs of our borrowers. If you're looking for cash out, or to get a better interest rate and term, Affordable Terms Mortgage will assist you. We offer the following Loan Programs:

Conventional | JUMBO | FHA Streamline | USDA Streamline | FHA  | HELOC | Commercial 

What makes Affordable Terms Mortgage LLC unique? Appointments at your home, office or public setting. We also offer great niche programs for all types of properties. Programs For Non conforming, STATED, VA, FHA, Streamline, Programs with 3 1/2 % Down Payment, Investment properties, Vacation Home, Duplex, TriPlex, Variable Arm Programs, Lender Paid Broker Fee, Cash-out Refinance, Rate and Term 10-15-20-25-27-30 YRS and Bank Statement Loans.

Contact Affordable Terms Mortgage LLC today to discuss your mortgage loan options, and find out which loan program will match your dream of home ownership or debt consolidation! 

disclosure: CREDIT IS NOT PULLED UNTIL A COMPLETED LOAN APPLICATION HAS BEEN RECIEVED AND REVIEWED AND WITH VERBAL OR WRITTEN PERMISSION OF THE APPLICANT. All loan applicants must meet and satisfy all underwriting conditional guidelines for full approval and PRIOR to funding. 

Testimonials

GOOD EXPERIANCE!
LOAN OFFICER, NICOLE DAVIS IS COMPLETLY ON TOP OF IT. ALWAYS COMMUNICATES WHAT'S GOING ON AND IS ALWAYS REACHABLE DURING THE ENTIRE PROCESS
SHE IS A TRUE PROFESSIONAL! 
R. WILLARDSON - CLIENT 2012 AND  2018